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Inside Look by South Florida FCU, A Division of Guardians Credit Union Inside Look logo

Beat the Rate

Summer Road to Savings

Start your summer with some extra cash this year! Refinance a new or used auto with us and we'll Beat the Rate you've been offered, or are already paying, elsewhere by up to 1%.*

Or, if it's time to purchase a car or SUV, we've got you covered. With rates as low as 2% APR** for new AND used autos, we'll have you behind the wheel in no time. Plus, take advantage of:

  • FREE Auto Buying Service
  • Terms up to 84 months
  • Bumper-2-Bumper Extended Warranty
  • GAP Insurance

There's no better time to cash in on a better car loan rate! Apply online for an Auto Refinance now!

*Beat the Rate is for refinancing of consumer vehicle loans only. Eligibility requirements apply. In no event will the refinanced APR be below 2.74%, unless the rate assigned is for a term of 24 or 36 months and issued to a tier 1 borrower, for which the standard rate for these terms applies. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member.

**Annual percentage rate. Rates, terms and conditions are subject to change without notice. Rate based on credit worthiness. Rates range from 2.00% APR–17.89% APR.

Hurricane Home Equity

Be Prepared This Hurricane Season

Prepping your home for South Florida's unpredictable hurricane season can be costly. Whether you need a generator, impact resistant windows, or shutters, a fixed Home Equity Loan or Home Equity Line of Credit can serve as your financial resource.

  • Historically low rates
  • Up to 80% financing
  • No closing costs on loans over $50,000
  • Deduct the interest you pay on your taxes*

Keep your family safe, your house cool, and your refrigerator running. This season, you'll be ready. Call us at 1-800-834-3495 for more details.

*Consult a tax advisor regarding deductibility of interest. Interest rate based on the combined loan to value (CLTV). Financing available up to 80%. Certain credit restrictions may apply. NO CLOSING COSTS on Fixed Home Equity Loans when you borrow $50,000 to $99,999 at loan closing. NO CLOSING COSTS on Home Equity Lines of Credit when you borrow over $50,000 at loan closing.

You Name It Loan

Maneuver Life's Expenses

Planning a staycation, looking to consolidate debt or need a little extra funding? Rest assured, your peace of mind is here. Our You Name It Loan can help you maneuver life's planned and unexpected expenses!

  • Borrow up to $7,500
  • Rates as low as 8% APR*
  • Flexible terms up to 12 months

Whatever the reason, we've got you covered. Let us fund your next major like event, so you can leave your savings untouched! Apply online for a You Name It Loan now!

*APR = Annual Percentage Rate, Rates, terms, and conditions are subject to change without notice and are determined by applicants credit score. Rates range from 8%–13% APR.