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Inside Look by South Florida FCU, A Division of Guardians Credit Union Inside Look logo

Mortgage Loans

Happy Home Loan

With rates at historic lows, now's the time to purchase or refinance!

Whether you are a first time home buyer or looking to refinance your home, our mortgage specialists at Credit Union Mortgage Association, Inc. (CUMA) will guide you through each step and provide easy-to-understand answers to your questions, helping you feel confident and informed.

We offer a variety of home loans to meet your needs — all at very competitive rates!

Benefits include:

  • Historically low rates
  • Great time to buy or refinance
  • Lower than industry closing costs
  • First time buyers programs
  • Quick loan decisions made locally
  • Average closing under 30 days

For more information on the wide variety of options available, visit CUMA or call (844) 429-8722.

Auto Loans

Your Ride Your Rules

It's your car and your auto loan, so shouldn't you be the boss? Our full fleet of auto services puts you in control.

  • FREE Auto Buying Service
  • Bumper-2-Bumper Extended Warranty
  • GAP Insurance

Plus, low rates and easy terms come standard with all our auto loans. Take advantage of:

  • Rates as low as 2% APR*
  • Terms up to 84 months

Not in the market for a new car? Refinance a new or used auto with us and we'll Beat the Rate you've been offered, or are already paying, elsewhere by up to 1%.**

This year, drive forward and cruise into lower payments in 2021! Apply for an auto loan or refinance online now.

*Annual percentage rate. Rates, terms and conditions are subject to change without notice. Rate based on credit worthiness. Rates range from 2.00% APR–17.89% APR.

**Beat the Rate is for refinancing of consumer vehicle loans only. Eligibility requirements apply. In no event will the refinanced APR be below 2.74%, unless the rate assigned is for a term of 24 or 36 months and issued to a tier 1 borrower, for which the standard rate for these terms applies. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member.


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