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Inside Look by South Florida FCU, A Division of Guardians Credit Union Inside Look logo

Mortgage Loans

Happy Home Loan

With rates at historic lows, now's the time to purchase or refinance!

Whether you are a first time home buyer or looking to refinance your home, our mortgage specialists at Credit Union Mortgage Association, Inc. (CUMA) will guide you through each step and provide easy-to-understand answers to your questions, helping you feel confident and informed.

We offer a variety of home loans to meet your needs — all at very competitive rates!

Benefits include:

  • Historically low rates
  • Great time to buy or refinance
  • Lower than industry closing costs
  • First time buyers programs
  • Quick loan decisions made locally
  • Average closing under 30 days

For more information on the wide variety of options available, visit CUMA or call (844) 429-8722.

Auto Loans

Your Ride Your Rules

It's your car and your auto loan, so shouldn't you be the boss? Our full fleet of auto services puts you in control.

  • FREE Auto Buying Service
  • Bumper-2-Bumper Extended Warranty
  • GAP Insurance

Plus, low rates and easy terms come standard with all our auto loans. Take advantage of:

  • Rates as low as 2% APR*
  • Terms up to 84 months

Not in the market for a new car? Refinance a new or used auto with us and we'll Beat the Rate you've been offered, or are already paying, elsewhere by up to 1%.**

This year, drive forward and cruise into lower payments in 2021! Apply for an auto loan or refinance online now.

*Annual percentage rate. Rates, terms and conditions are subject to change without notice. Rate based on credit worthiness. Rates range from 2.00% APR–17.89% APR.

**Beat the Rate is for refinancing of consumer vehicle loans only. Eligibility requirements apply. In no event will the refinanced APR be below 2.74%, unless the rate assigned is for a term of 24 or 36 months and issued to a tier 1 borrower, for which the standard rate for these terms applies. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member.

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We work with TurboTax to provide special savings for our valued members — get up to $15 off TurboTax federal products. Start today!

*Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2020. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.